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Welcome to Top Flite Financial, your hometown mortgage solution in St. Louis, Missouri.

We are dedicated to providing our clients customized financial products, providing loans that Banks and Credit Unions often turn down. We are known for having minimal overlays, proudly providing the most competitive mortgage rates in St. Louis. With Top Flite Financial, you enjoy 24-hour turn times and a customer service experience that is second to none. Just some of our products that you won’t find with most Missouri mortgage lenders are our:


  • FHA Loans down to a 500 Credit Score
  • VA Loans down to a 580 Credit Score
  • Reverse Mortgages (Home Equity Conversion Mortgage)
  • FHA and VA Manufactured Home Loans
  • Jumbo Loans to 90% loan-to-value (LTV) ratio – No mortgage insurance (MI) up to $3M

Top Flite Financial has been a trusted nationwide lender for over 15 years, bringing to St. Louis years of expertise built on integrity, ethics, excellence and dedication. In 2016 our St. Louis location expanded it’s coverage area allowing us to assist homeowners and homebuyers in Illinois, Indiana, California, Oregon, and Washington!


We provide every client uncompromising service, building lifetime relations as a dependable mortgage advisor. Our lending specialists are committed to finding the right loans for our clients’ needs while providing unparalleled customer service and communication throughout the entire process. Our business runs from 9:00 am to 7:00 pm, but our Loan Officers see to it that they answer all your questions, even after hours.


At Top Flite Financial, we make a stressful process easy. Even at times when our own clients believed closing on a mortgage was not possible – we were able to get them to the closing table. But don’t take it from us, here’s what our clients have to say!

Connect with a Local Mortgage Expert Today! 314-748-1313

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